Emily Rowley



Emily advises trustees and employers on a wide range of pensions matters for both DB and DC schemes, with a particular interest in pensions taxation.  She has experience advising on issues relating to the annual allowance and lifetime allowance, fixed and enhanced protections and transitional ‘A day’ tax protections.

Emily has recent experience of advising on benefit rectification exercises, buy-outs and winding-up pension schemes, scheme mergers and equalising for the effect of GMPs, as well as liability management exercises such as PIEs and ETVs and advising on scheme closures.  She regularly advises on interpretation of and changes to scheme rules, including consolidating rule amendments, as well as advising more generally on legislative updates.

In relation to DC schemes, Emily has been advising on transfers to master trusts, offering and implementing DC flexibilities, default arrangements and annual chair’s statements.

Emily also has expertise in public sector pensions, including outsourcing, Fair Deal and protected rights.

Memberships and Qualifications

Association of Pension Lawyers (Full Member)

Career history

Qualified: 2015, England and Wales

Pensions experience: 2015

Joined Sackers: 2016

Employers: Stephenson Harwood (2015-2016)

Academic history

University of Exeter (2005-2008)
College of Law (2009-2010)


Further Information

Extracurricular interests and activities:
Running, skiing and exploring.