I advise trustees and employers on a wide range of pensions matters for both open and closed DB and DC schemes. General day to day work includes advising on pension scheme rule interpretation, legislative change, DB funding and member communications. I have particular expertise in the complexities that arise with non-associated multi-employer schemes, and with complex benefit structures such as underpins. I also have specialist knowledge in pensions taxation and public sector pensions.

I have recently been assisting clients with end game considerations and alternatives, including preparing for and implementing risk transfers, transfers to superfunds and managing surplus.

I have also been supporting schemes of various sizes with governance reviews either relating to the General Code or otherwise, providing guidance on governance policies, integration of risk management, conducting Own Risk Assessments and generally how to approach and view good governance.

I have an interest in the application of equality, diversity and inclusion in the pensions industry and am a member of the Pensions Equity Group. I was the winner of Professional Pensions Rising Star Lawyer of the Year Award 2024.

Recent experience

• buy-ins, buy-outs and winding-up pension schemes including issues relating to managing surplus assets
• advising on the first industry superfund transfer
• benefit rectification exercises, including changes resulting from GMP reconciliation and GMP equalisation
• assisting with General Code governance such as gap analysis reviews, policy drafting and Own Risk Assessments
• advising on a variety of pensions tax issues such as changes to NMPA, changes to IHT and the removal of the LTA
• issues arising from public sector outsourcing, fair deal and protected rights
• offering and implementing various DC retirement options.

Qualified: 2015, England and Wales

Joined Sackers: 2016