Lucy Dunbar



Lucy advises trustees and employers on a wide range of defined benefit and defined contribution pensions issues, with particular experience in benefit change exercises. She has advised on exercises involving closure to future accrual, implementing pensionable pay caps and introducing new benefit structures, including advising employers on contractual changes and consultation exercises.

More recently Lucy has also worked with a number of employer clients to implement their auto-enrolment proposals, including enrolment into both occupational and personal pension arrangements. Lucy has helped employers to categorise their workforce, draft employee communications, amend Scheme documentation and negotiate services agreements with outsourced providers.

Lucy has been involved in a number of scheme mergers and corporate restructurings and enjoys working with trustees to resolve member disputes and discretionary benefit cases.

Lucy takes a keen interest in pension tax issues and advises members of the public on behalf of TPAS.

Memberships and Qualifications

Membership of professional bodies:
Association of Pension Lawyers (Full Member)

Career history

Qualified: 2008, England & Wales

Pensions experience since: 2008

Joined Sackers: 2008

Employers: Lovells LLP (2006-2008)

Academic history


Nottingham Law School (2005-2006)
BPP (London) Law School (2004-2005)
Selwyn College, University of Cambridge (2001-2004)

Degree: MA (Hons) Natural Sciences (Chemistry) (1st class)
Graduate Diploma in Law (Distinction)
Legal Practice Course (Distinction)

Further Information

Extracurricular interests and activities:

I enjoy horse-riding, hiking, live music and cooking.